Rates and Fees

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Applying Does NOT Affect Your Credit Score

Installment Loan Rates

CashUSAToday Affordable Rates and Fees

Loan Terms:

A CashUSAToday installment loan is a small dollar loan with a simple loan application and a flexible loan term. Loan amounts may vary and are dependent upon qualification criteria. First time customers typically qualify for an installment loan of up to $500, where as existing customers can avail up to $1000

Every installment loan comes with a 72-hour Satisfaction Guarantee. If you change your mind about your installment loan, simply email us at support@cashusatoday.com to return the principal within 72 hours and pay nothing more.

Upon approval, funds are deposited into your account as soon as the next business day. CashUSAToday installment loans can be a smart alternative to paying credit card charges or overdraft fees.

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Loan Repayment:

With an installment loan from CashUSAToday, you have options for:

  • The amount of your installment loan and the size of your installment loan payments
  • The number of installment loan payments set to a personalized schedule for up to 12 months.

Rates and Fees:

Determining short term loan fees and Annual Percentage Rate (APR) are easy. Our loan fee depends on the length and the number of agreed schedule of payments. If you pay early, your fee will be adjusted accordingly based on your truncated payment schedule. The Loan Length Ranges from 61 days to 12 Months. The actual loan amount, APR, and repayment term you qualify for with CashUSAToday will be based on your creditworthiness and repayment history. You have the flexibility to pay off the loan at any time before the due date, and you'll only pay interest for the time the loan was outstanding. Please note that CashUSAToday reserves the right to change its rates and loan products without notice.

The Complete disclosures of APR, fees, and payment terms are provided within the Loan Agreement per TILA (TRUTH-IN-LENDING DISCLOSURES).

  • If you pay early, your fee will be adjusted accordingly based on your truncated payment schedule. The sooner you repay your loan, the less you will owe in finance fees.
  • No fees other than interest and a $20 NSF fee for returned payments. No prepayment penalties.
  • The APR and fees on your loan will vary depending on the loan amount and the terms of your loan. Complete disclosures of APR, fees, and payment terms are provided within the Loan Agreement per TILA (TRUTH-IN-LENDING DISCLOSURES). Refer to our FAQ for additional details.

Representative Example: A loan of $1,000 repaid over 6 months at an APR of 25% would cost a total of $1,075, with monthly payments of $179.17.

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Applying Does NOT Affect Your Credit Score

CashUSAToday collects all the necessary data concerning the credit history of loan applicants from a third party source, and not from any of the major credit bureaus, namely Experian, Equifax or TransUnion.

CashUSAToday is a brand of Silver Financial Capital. We offers products created specifically to meet your short term borrowing needs only. Our system automatically verifies your application, and the approval/rejection and the time taken in the process are determined by the information provided through the application form. We do not guarantee approval if your information lacks authenticity. How much you qualify for also determined by your repayment capability based on your income status- apart from state laws. Remember that applications that are submitted post 6:00 PM CST are reviewed on Monday- or the next business day if it happens to be a holiday.

The cost of this type of borrowing can be high. They should not be considered a choice for long-term borrowing. These lines of credit or loans are usually used to cover unforeseen expenses such as car repairs, travel, medical bills, or other essential expenses. It is important to consider alternative credit options, such as credit card cash advances, personal loans, home equity lines of credit, existing savings, or borrowing from friends or relatives, as they may be cheaper, more convenient, and best suited for your financial situation.

For any kind of help regarding our products and services, you may contact our team. Phone number: (800) 953-8114, Email:- support@cashusatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashUSAToday

Footnotes: *We just charge interest rate under APR with no other charges. There is however NSF of $20 for returned payment. No fee for paying off your loan early.